*{margin:0;padding:0;box-sizing:border-box}
:root{
  --navy:#061B3A;
  --navy2:#0b2d5c;
  --gold:#D4A52C;
  --gold2:#F0C85A;
  --white:#fff;
  --text:#132238;
  --muted:#637083;
  --light:#f6f8fc;
  --border:#e7edf5;
  --shadow:0 18px 45px rgba(6,27,58,.11);
}
html{scroll-behavior:smooth}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--text);
  background:#fff;
  line-height:1.65;
  overflow-x:hidden;
}
a{text-decoration:none}
.container{width:min(1180px,90%);margin:0 auto}

.header{
  position:fixed;top:0;left:0;width:100%;z-index:1000;
  background:rgba(6,27,58,.93);
  backdrop-filter:blur(16px);
  border-bottom:1px solid rgba(212,165,44,.15);
}
.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{display:flex;align-items:center;gap:12px;color:#fff}
.logo-mark{
  width:44px;height:44px;border-radius:13px;
  display:grid;place-items:center;
  background:linear-gradient(135deg,var(--gold),var(--gold2));
  color:var(--navy);font-weight:900;
}
.logo strong{display:block;line-height:1.1}
.logo span{display:block;color:var(--gold);font-size:12px;letter-spacing:1.4px;text-transform:uppercase}
.nav-links{display:flex;gap:24px;align-items:center}
.nav-links a{color:#dbe5f2;font-size:14px;font-weight:600}
.nav-links a:hover{color:var(--gold)}
.nav-button{
  color:var(--gold);border:1px solid var(--gold);padding:11px 18px;border-radius:10px;
  font-weight:800;font-size:14px;
}
.nav-button:hover{background:var(--gold);color:var(--navy)}
.burger{display:none;background:none;border:0;color:#fff;font-size:28px}
.mobile-menu{display:none;background:var(--navy);padding:12px 5%;border-top:1px solid rgba(255,255,255,.08)}
.mobile-menu a{display:block;color:#fff;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.06)}

.hero{
  position:relative;min-height:100vh;padding-top:74px;display:flex;align-items:center;color:#fff;
  background:
    linear-gradient(90deg,rgba(6,27,58,.96),rgba(6,27,58,.62),rgba(6,27,58,.86)),
    url("https://images.unsplash.com/photo-1562774053-701939374585?auto=format&fit=crop&w=2200&q=85") center/cover no-repeat;
}
.partner-hero{
  position:relative;min-height:620px;padding-top:74px;display:flex;align-items:center;color:#fff;
  background:
    linear-gradient(90deg,rgba(6,27,58,.96),rgba(6,27,58,.55)),
    url("https://images.unsplash.com/photo-1522202176988-66273c2fd55f?auto=format&fit=crop&w=2200&q=85") center/cover no-repeat;
}
.hero-overlay{
  position:absolute;inset:0;
  background:radial-gradient(circle at 75% 20%,rgba(212,165,44,.22),transparent 33%);
}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}
.partner-hero-inner{position:relative;z-index:2;max-width:760px}
.eyebrow{
  display:inline-flex;margin-bottom:18px;padding:9px 14px;border-radius:999px;
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);
  color:#f2d681;font-size:13px;font-weight:800;
}
.hero h1,.partner-hero h1{font-size:clamp(42px,6vw,72px);line-height:1.04;letter-spacing:-1.5px;margin-bottom:24px}
.hero h1 span,.section-head h2 span,.partner-hero h1 span{color:var(--gold)}
.hero p,.partner-hero p{font-size:19px;color:#e7eef8;max-width:670px;margin-bottom:32px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  border-radius:14px;padding:16px 24px;font-weight:900;transition:.25s;
}
.btn:hover{transform:translateY(-3px)}
.primary{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);box-shadow:0 16px 35px rgba(212,165,44,.28)}
.ghost{color:#fff;border:1px solid rgba(255,255,255,.32);background:rgba(255,255,255,.1)}
.trust-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.trust-row div{padding:11px 14px;border-radius:12px;background:rgba(255,255,255,.1);font-size:14px;font-weight:700}

.hero-card{
  padding:42px;border-radius:30px;background:rgba(255,255,255,.09);
  border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(18px);box-shadow:0 30px 80px rgba(0,0,0,.32);
}
.card-icon{font-size:34px;margin-bottom:16px}
.hero-card p{font-size:15px;margin-bottom:6px;color:#dce6f5}
.hero-card strong{display:block;font-size:64px;line-height:1;color:var(--gold);margin-bottom:18px}
.hero-card span{color:#e7eef8}

.stats{background:var(--navy);border-top:1px solid rgba(212,165,44,.2);border-bottom:1px solid rgba(212,165,44,.2)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;text-align:center;padding:36px 0;color:#fff}
.stats-grid strong{display:block;color:var(--gold);font-size:35px;line-height:1.1}
.stats-grid span{font-size:14px;color:#d6e1ef}

.section{padding:96px 0}
.light{background:var(--light)}
.dark{
  color:#fff;
  background:
    linear-gradient(rgba(6,27,58,.96),rgba(6,27,58,.96)),
    url("https://images.unsplash.com/photo-1508804185872-d7badad00f7d?auto=format&fit=crop&w=1800&q=80") center/cover;
}
.section-head{text-align:center;max-width:760px;margin:0 auto 52px}
.section-head h2{font-size:clamp(30px,4vw,46px);line-height:1.15;margin-bottom:14px;color:inherit}
.section-head p{color:var(--muted)}
.dark .section-head p{color:#dbe5f2}

.cards{display:grid;gap:22px}
.cards.eight{grid-template-columns:repeat(4,1fr)}
.cards.four{grid-template-columns:repeat(4,1fr)}
.card{
  background:#fff;border:1px solid var(--border);border-radius:22px;padding:28px;
  box-shadow:0 12px 32px rgba(6,27,58,.07);transition:.28s;
}
.card:hover{transform:translateY(-7px);box-shadow:var(--shadow);border-color:rgba(212,165,44,.35)}
.card b{font-size:34px}
.card h3{font-size:18px;margin:14px 0 8px;color:var(--navy)}
.card p{font-size:14px;color:var(--muted)}

.uni-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.uni-card{
  min-height:360px;border-radius:26px;overflow:hidden;position:relative;background-size:cover;background-position:center;
  display:flex;align-items:flex-end;box-shadow:var(--shadow);transition:.3s;
}
.uni-card:hover{transform:translateY(-8px)}
.uni-card:before{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(6,27,58,.96),rgba(6,27,58,.12))}
.uni-card div{position:relative;color:#fff;padding:26px}
.uni-card h3{font-size:28px;color:var(--gold)}
.uni-card p{color:#eaf1fb;font-size:14px}

.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.why-item{
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);
  border-radius:22px;padding:28px;text-align:center;font-size:32px;transition:.25s;
}
.why-item:hover{transform:translateY(-6px);border-color:rgba(212,165,44,.35)}
.why-item h3{font-size:18px;margin:10px 0;color:#fff}
.why-item p{font-size:14px;color:#dbe5f2}

.timeline{display:grid;grid-template-columns:repeat(7,1fr);gap:14px}
.step{background:#fff;border:1px solid var(--border);border-radius:20px;padding:22px;text-align:center;box-shadow:0 12px 32px rgba(6,27,58,.06)}
.step b{display:grid;place-items:center;width:50px;height:50px;border-radius:50%;background:var(--navy);color:var(--gold);margin:0 auto 14px}
.step h3{font-size:15px;margin-bottom:8px;color:var(--navy)}
.step p{font-size:12px;color:var(--muted)}

.proof-grid,.review-grid,.earn-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.proof-card,.review,.earn-card{
  background:#fff;border:1px solid var(--border);border-radius:24px;padding:28px;box-shadow:0 12px 32px rgba(6,27,58,.07)
}
.proof-placeholder{
  height:220px;border-radius:18px;margin-bottom:20px;display:grid;place-items:center;
  background:linear-gradient(135deg,#edf2f7,#fff);border:1px dashed #cbd5e1;color:#64748b;font-weight:900;
}
.review p{font-size:16px;margin-bottom:18px;color:#334155}
.review strong{color:var(--navy)}
.faq{max-width:860px;margin:0 auto;display:grid;gap:14px}
details{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:18px 22px}
summary{cursor:pointer;font-weight:800}
details p{margin-top:12px;color:#dbe5f2}

.cta{padding:80px 0;background:#fff}
.cta-box{
  border-radius:30px;padding:60px;color:#fff;
  background:
    linear-gradient(90deg,rgba(6,27,58,.95),rgba(6,27,58,.68)),
    url("https://images.unsplash.com/photo-1523050854058-8df90110c9f1?auto=format&fit=crop&w=1800&q=85") center/cover;
}
.cta-box h2{font-size:42px;margin-bottom:8px}
.cta-box p{margin-bottom:26px;color:#dbe5f2}

.lead-form{
  max-width:760px;margin:0 auto;background:#fff;border:1px solid var(--border);border-radius:28px;padding:42px;box-shadow:var(--shadow)
}
.lead-form input,.lead-form select,.lead-form textarea{
  width:100%;border:1.5px solid #d9e1ee;border-radius:14px;padding:16px 18px;margin-bottom:14px;font:inherit;
}
.lead-form textarea{min-height:120px;resize:vertical}
.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 4px rgba(212,165,44,.13)}
.lead-form button{
  width:100%;border:0;border-radius:14px;padding:17px;background:linear-gradient(135deg,var(--gold),var(--gold2));
  color:var(--navy);font-weight:900;font-size:16px;cursor:pointer;
}
.form-note{font-size:13px;color:var(--muted);margin-top:12px;text-align:center}

.earn-grid{grid-template-columns:repeat(4,1fr)}
.earn-card{text-align:center}
.earn-card strong{display:block;color:var(--navy);font-size:18px}
.earn-card span{display:block;color:var(--gold);font-size:42px;font-weight:900;margin-top:8px}

.footer{background:#040f22;color:#dbe5f2;padding:42px 0}
.footer-grid{display:flex;justify-content:space-between;gap:30px;align-items:center}
.footer h3{color:var(--gold)}
.footer a{color:#dbe5f2;margin-left:18px}
.footer a:hover{color:var(--gold)}

.float-btn{
  position:fixed;right:22px;bottom:22px;z-index:999;width:58px;height:58px;border-radius:50%;
  display:grid;place-items:center;background:#25D366;color:#fff;font-weight:900;box-shadow:0 14px 35px rgba(37,211,102,.32)
}

.reveal{opacity:0;transform:translateY(28px);transition:.65s ease}
.reveal.visible{opacity:1;transform:translateY(0)}

@media(max-width:1050px){
  .nav-links,.nav-button{display:none}
  .burger{display:block}
  .mobile-menu.open{display:block}
  .hero-grid{grid-template-columns:1fr}
  .hero-card{max-width:520px}
  .cards.eight{grid-template-columns:repeat(2,1fr)}
  .uni-grid,.why-grid{grid-template-columns:repeat(2,1fr)}
  .timeline{grid-template-columns:repeat(2,1fr)}
  .proof-grid,.review-grid,.earn-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:640px){
  .nav{height:64px}
  .hero,.partner-hero{padding-top:64px;min-height:auto;padding-bottom:60px}
  .hero-grid{padding-top:70px}
  .hero-actions{flex-direction:column}
  .btn{width:100%}
  .trust-row{flex-direction:column}
  .hero-card{padding:28px;border-radius:24px}
  .hero-card strong{font-size:48px}
  .stats-grid,.cards.eight,.cards.four,.uni-grid,.why-grid,.timeline,.proof-grid,.review-grid,.earn-grid{grid-template-columns:1fr}
  .section{padding:68px 0}
  .lead-form{padding:24px;border-radius:22px}
  .cta-box{padding:34px 24px}
  .cta-box h2{font-size:28px}
  .footer-grid{display:block;text-align:center}
  .footer a{display:inline-block;margin:14px 8px 0}
}